SMARTPAY is a nationwide bill payment service that’s been helping hundreds of thousands of people pay off their loans faster, simplify budgeting, and pay bills for over 21 years. Dealers offer SMARTPAY as a powerful tool to increase front and finance gross, build equity, reduce loan to value, shorten trade cycles, and offer their customers a smaller more convenient payment that matches their pay cycles.
The Numbers
3,000+
Dealerships
975,000+
Customers
18B+
Payments Transmitted
$1,100
Revenue Increase Per Deal
Dealer Benefits
Sell More Cars
Sell More F&I Products
Reduce Negative Equity
Improve Trade Cycles
Nationwide leading dealers earn $1,100 more gross per deal
and see penetration rates of 40–60%.
Dealer’s Choice Award winner 17 years in a row (2007 – 2023)