American Guardian Warranty Services, founded in 1998, is an innovative provider of administration and insurance of vehicle extended service contracts and related automotive products with flexibility, integrity, and higher profitability for the North American market. AGWS is equipped to help Dealer partners with unmatched profitability options, superior claims processing, and exceptional customer service.

The Facts

4,000+

Dealers Across the United States & Canada

“A” / “A-“

Insured Rated Carriers

A+

Better Business Bureau Rating

Why AGWS?

BETTER COVERAGE & FASTER CLAIMS SERVICE

AGWS Dealers sell service contracts through first-class administration and superior claims services. Timely claims service is one of the most common challenges to great customer service. At AGWS, more than 90% of our claims are paid with a corporate credit card in an average of 3 hours or less.

PROFIT SHARING AND WEALTH BUILDING

AGWS has extensive experience managing profit participation programs.

RETROSPECTIVE PROGRAMS

When loss ratios are correctly managed, Retro Programs can help maximize income and cash flow for our Dealer partners.

CONTROLLED FOREIGN CORPORATIONS

Also known as a Producer-Owned Reinsurance Company, this position can maximize earnings and defer income while offering flexibility and control.

MARKETS SERVED

  • Auto
  • Recreational Vehicles
  • Powersports
  • Marine
  • Medium Duty / Heavy Duty Truck & Bus

PRODUCTS

  • Vehicle Service Contracts
  • Extended Lease Wear & Tear
  • Lifetime Powertrain
  • GAP Protection
  • Appearance Protection
  • Paintless Dent Repair
  • Dent & Ding Protection
  • Theft Protection
  • Tire & Wheel Protection
  • Key Replacement
  • Dealer Branded Pre-Paid Maintenance